Bill began his career at Bankers Trust in 1982 as a financial analyst. After two years he joined Goldman Sachs where he progressed to the role of Head of European Credit Risk. In this role Bill reviewed all credit risks that the firm was exposed to in Europe including partially collateralized and uncollateralized derivative risks, lending relationships and centralized counterparty risk. Bill reviewed and approved Credit limits, Credit Valuation Adjustments (CVA) and the extension and reduction of credit limits.

He has had extensive experience liaising with financial regulatory institutions including dealing with major US regulators such as the Federal Reserve and the SEC. He has also liaised with regulators in the United Kingdom, France, Germany, Switzerland, Japan and Hong Kong. Furthermore he has dealt with rating agencies in Europe, Asia and North America.

In the risk management field, his areas of expertise include bank loans, sales and trading counterparty risk assessment, fixed income derivatives, commodities, repurchase agreements, commercial paper, foreign exchange, asset backed finance, private wealth management, financial institutions, hedge fund and sovereign risk analysis.

Subsequent to leaving Goldman Sachs, Bill served as the Chief Risk Officer to Haymarket Financial, a European investment firm. He was part of the team that founded the institution which has proceed to deploy over 35 billion euros of investment capital.

Bill earned his BA in Political Science from Middlebury College and his CPA in 1981.